The sovereign cloud platform built for India's most regulated sector.
RBI, SEBI, IRDAI, PCI-DSS, DPDP Act — AravaliStack is the only platform where compliance is architectural, not contractual. Every control, every audit trail, every data residency guarantee is technically enforced — not promised in a DPA.
Your regulator doesn't accept "it's in the cloud" as an answer anymore.
RBI's 2023 cloud guidance fundamentally changed what Indian banks can tell their regulator about data sovereignty. The days of pointing to a cloud provider's DPA as evidence of compliance are over. RBI wants architectural proof.
AravaliStack gives you that architectural proof. Your data never leaves your infrastructure. Your audit log is yours. Your regulator can access it without routing through a foreign-headquartered vendor.
Indian insurance companies handle policyholder PII, health data, and claims records — some of the most sensitive personal data in the economy. IRDAI data localisation requirements are not optional, and the penalty regime under the new Insurance Amendment Act is significant.
Exchanges, depositories, brokers, and investment managers face specific SEBI cloud guidance requirements — including board-level annual review of cloud strategy, cybersecurity mandates, and supervisory access provisions.
Most Indian FinTechs start on AWS. Most hit a regulatory wall between Series B and enterprise — when banks, government, and enterprise customers start asking for data sovereignty guarantees that public cloud cannot provide architecturally.
AravaliStack gives FinTechs a path to sovereignty without rebuilding their stack. Hybrid from day one. Full sovereignty when your regulatory obligations demand it.
Payment processors and payment aggregators must demonstrate PCI-DSS compliance. On public cloud, PCI-DSS applies to your configuration — but the underlying infrastructure is shared with thousands of other tenants.
AravaliStack gives you dedicated, isolated infrastructure for payment data — PCI-DSS compliance is verifiable by your QSA at the hardware level, not just the configuration level.
- Policyholder data never leaves your perimeter
- IRDAI data localisation verified by network topology
- Actuarial ML models run on your hardware
- Claims fraud detection with full data sovereignty
- IRDAI Data Localisation Circular
- IRDAI Cybersecurity Guidelines 2023
- DPDP Act (sensitive personal data)
- RBI guidelines (bancassurance)
- PCI-DSS (premium payments)
- SEBI cloud circular compliance
- Automated board-level cloud governance reports
- SEBI supervisory access portal
- Market data sovereignty — zero-latency, on-premise
- Stock exchanges
- Depositories (NSDL, CDSL patterns)
- Registered Investment Advisors
- Mutual fund AMCs
- Stockbrokers (retail and institutional)
- Portfolio Management Services
- RBI account aggregator framework data
- NBFC lending data — RBI cloud guidelines
- Fraud detection ML — sovereign models
- KYC/AML pipeline with full audit
- Payment processing — PCI-DSS
- PCI-DSS v4.0 scope isolation
- NPCI UPI infrastructure guidelines
- RBI payment aggregator circular
- Tokenisation compliance (card data)
- DPDP Act payment data classification
RBI compliant
Cloud guidance 2023
PCI-DSS ready
Payment card data
DPDP Act
Architecturally compliant
Basel III ready
Risk data governance
- IRDAI compliance built into the platform. Not bolted on.
- Regulatory coverage
- Capital Markets
- Supported entity types
- Typical FinTech use cases